A simple and easy way to send, receive, save & spend money.

Available on the App Store
Available on Google Play
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We aim to make your life easier

At Pay Up, we aim to provide accessible opportunities to Ghanaians by delivering the promise of financial and commercial inclusion through modern and innovative technology.

⚡ Fast

Sign up and complete tasks within minutes from the comfort of your home or on-the-go.

🔐 Secure

We take your privacy and security seriously. Your data is always encrypted and secured.

💸 Cost-Effective

We provide a service that offers lesser fees than banks.

🌍 Global

Our products can be accessed by people all around the world.

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Internal and International Remmitances

Pay Up simplifies both local and international remittances. Whether you're sending money within your community or across borders, our platform offers competitive rates, low fees, and secure transfers. Say goodbye to traditional methods – with Pay Up, sending money is fast, easy, and hassle-free

Virtual Dollar Cards

Virtual Dollar cards allow you to convert, save and spend in dollars on Pay Up. With Pay Up Virtual Dollar Cards, customers can make make payments for goods, services and international subscriptions without breaking a sweat. Customers can also convert cedis to dollars with their virtual cards and withdraw whenever. Customers can fund their cards with any amount using their Pay Up vouchers. It is fast, easy to use, safe and very secure.

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Gift Cards

Pay Up Gift Cards offer a convenient and thoughtful way to share the joy of gifting. With Pay Up Gift Cards, you can purchase a variety of gift cards for popular stores, restaurants, and online services, making it easy to give the perfect gift for any occasion. Whether it's a birthday, holiday, or a simple gesture of appreciation, our gift cards provide flexibility and choice for the recipient. Users can select from a wide range of options and purchase gift cards in various denominations to suit their needs. Pay Up Gift Cards are easy to purchase, redeem, and manage directly from the Pay Up app, ensuring a seamless and secure experience for both the giver and the recipient.

Your safety is guaranteed!

  • BulletWe are committed to protecting your money and your account with the highest standards of security. All forms of transactions and information about you and your finances are 100% protected.

  • BulletWe are backed by top financial market operators and take advantage of their top-tier security standards when handling your financial data. We use advanced data encryption and two-factor authentication as an extra layer of protection.

  • BulletOur mandatory KYC standards are designed to protect our product against risks such as fraud, corruption, and money laundering. It promotes trust between our users and us; hence, we may refuse to create an account or halt transactions if a user fails to meet minimum KYC requirements.
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Real reviews from real people.

Tried @PayUpGh for the first time and I‘m really impressed

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Naa Oyo Glover


Sent money through my mobile money to a UK account through @PayUpGh and it was such a smooth transaction! Very quick and easy! 🤩

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Naadu Mills


I just received money from Ghana to US using @PayUpGh the best financial service on the Ghana market today! It was fast and very efficient, we were done in under ONE minute. This is a service I‘ve looked forward to for a long time!

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Nana Yaa Asamoah

Medical Professional

Download from Play Store
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Accra, Ghana


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